When 55places.com, an online resource for active adult communities within the U.S., identified the most affordable places to retire in 2019, one sun-drenched state — Florida — stood out by landing four of the top a few spots.

yet not the No. 1 perch, which went to the most populous city in a much chillier Midwestern state: Sioux Falls, South Dakota.

To craft its list, 55places considered the cost of living, median home prices, state tax laws, local health-care options, the availability of 55-plus communities in addition to also also public transit options. According to the site, “the cities named not only offer reasonable housing costs, yet also provide exciting amenities in addition to also also healthy living options.”

Sources: 55places.com, Zillow.com, Avalara.com